Flexible finance options

If you’d prefer to spread the cost of your purchase, we can help.
We’ve partnered with Ideal4Finance, an established and trusted licensed credit broker, to give you the option of paying in affordable monthly instalments.

Why choose Ideal4Finance?

Why choose Ideal4Finance?

Important information
Taking out a loan is a financial commitment. Before applying, please make sure you can comfortably afford the monthly repayments. Missing or making late payments could lead to additional charges, financial difficulties, and may negatively affect your credit score.

Get Your Quote

Receive a personalised, no-obligation quote tailored to your home and utility needs.

Choose Your Finance

Select a flexible payment plan that suits your budget, with quick decisions available.

Enjoy Your New Installation

Once approved, our expert team will schedule your installation and keep you updated throughout the process.

How it works

Getting finance for your project with GEC is quick and straightforward.

1. Contact Us
Speak to our team about your utility or energy project requirements. We’ll discuss your needs and answer any questions you may have.

2. Receive Your Personalised Quote
One of our Account Managers will prepare a bespoke quotation based on your project and provide all the information you need.

3. Apply for Finance
Complete the online finance application using the link below. The application is simple and only takes a few minutes.

4. Application Review
You will get an instant approval or rejection upon approval.

5. Secure Your Installation
An initial payment must be made directly to GEC to secure your installation. This cannot be funded through your finance agreement.

Ready to get started?

Apply for Finance

Utility installation work in progress

Important Information

Before applying, please consider whether finance is the right option for you.

Taking out a loan is a financial commitment, so it’s important to make sure you can comfortably afford the monthly repayments. Missing payments or failing to repay your loan in full and on time could result in additional charges, financial difficulties, and may negatively affect your credit score.

Finance is subject to status and affordability checks. Approval is not guaranteed, and the finance options available to you will depend on your individual circumstances, including your credit profile, the amount you wish to borrow, and the repayment term you choose.

Ready to Apply?
If you’re happy to proceed, you can begin your application online or speak to the finance team for further assistance.

Apply for Finance

Frequently Asked Questions

What is consumer finance?

Consumer finance allows you to spread the cost of your purchase into affordable monthly repayments rather than paying the full amount upfront.

Who can apply?

Applicants must typically:

Meet the lender’s credit and affordability criteria.
Be aged 18 or over.
Be a UK resident.
Have a regular source of income.

Will applying affect my credit score?

Most lenders will carry out a credit check as part of your application. This may leave a footprint on your credit file. Some lenders may perform an initial soft search before carrying out a full credit assessment.

How long does the application take?

Most applications can be completed online in just a few minutes, with many customers receiving an instant decision.

What documents will I need?

In most cases, no documents are required during the application. However, the lender may request proof of identity, address, or income if additional verification is needed.

Can I pay off my finance early?

Yes. Most regulated finance agreements allow you to settle your balance early. You may be entitled to a rebate of future interest, depending on the terms of your agreement.

Is there a cooling-off period?

Yes. For most regulated consumer credit agreements, you have a 14-day statutory right to withdraw from the finance agreement after signing. If you withdraw, you’ll need to repay the amount borrowed within the required timeframe.

What interest rate will I pay?

The Annual Percentage Rate (APR) will depend on the finance product selected and, in some cases, your individual circumstances. All costs will be clearly displayed before you commit.

When will my first payment be taken?

Your first monthly payment is usually collected around one month after your agreement begins, although this can vary depending on the lender.

Is my information secure?

Yes. Your personal information is processed securely in accordance with UK data protection legislation and the lender’s privacy policy.

Can I cancel my purchase?

If you cancel your purchase before the finance is activated, your finance agreement will usually also be cancelled. If you’ve already signed the finance agreement, speak to both the retailer and the lender about the next steps.

What if I have questions about my finance agreement?

Once your agreement is active, your lender will be able to help with:

Copies of your agreement
Payment dates
Settlement figures
Changes to your Direct Debit
Account queries
Early repayment

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Need our support?

To find out how we can help you with your finance or utility project requirements, get in touch today on 0161 762 7718 to speak to one of our experts.

GEC team members helping customers

Regulatory Information

GAS AND ELECTRICITY CONNECTIONS LIMITED is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

All finance applications are subject to status and lender approval. The interest rate offered is provisional and will depend on your personal circumstances, the amount you borrow, and the repayment term selected.

What Our Customers Say

Professional from start to finish. I had made numerous calls to SSE my supplier for meter to be moved and never got a call back or a proper answer. One phone call to GEC and it was all sorted, organised and completed within the time frame given. Would certainly recommend them

Andrew

An excellent experience with the GEC – after months of trying, and failing, to get quotes or site visits for new utilities connections, these guys managed in weeks what I’d failed to achieve in months – gas, water and electricity quotes.

Louis

I was having huge problems getting a meter installed with my energy provider then I found GEC and they have been responsive and delivered what they said they would do, when they said they would do it. Customer service is prompt (no interminable wait times) and friendly.

Stephen